<pre-rule
id="2000"
isActive="true"
billingCountryCodeList="US, CA, AU"
billingStateCodeList="WA, AL"
issuingCountryCodeList="US, CA, AU"
cardTypeList="Credit, Debit(regulated)"
actionType="A"
operatorType="NU"
amount="100"
userMessage="Test pre-rule response message"
priority="" />
"<pre-rule id=\"2000\" isActive=\"true\" billingCountryCodeList=\"US, CA, AU\" billingStateCodeList=\"WA, AL\" issuingCountryCodeList=\"US, CA, AU\" cardTypeList=\"Credit, Debit(regulated)\" actionType=\"A\" operatorType=\"NU\" amount=\"100\" userMessage=\"Test pre-rule response message\" priority=\"\" />"